Guides ยท Finance
Credit Freeze Basics
Lock credit reports
A credit freeze restricts new credit checks without your release, reducing identity theft risk; it can be temporarily lifted when needed.
- credit freeze
- fraud
- pin
- lift
- bureau
Place Freeze
Contact bureaus to freeze reports and store PINs securely.
Lift When Needed
Temporarily lift freezes for applications with dates/creditor.
Monitor
Watch statements and reports for fraud despite freezes.